:root{--navy:#102654;--ink:#24324a;--muted:#667085;--cream:#f7f3e8;--gold:#e9c43f;--line:#e7e9ee;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fbfcfe;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.72}a{color:#145dbf}.site-header{background:var(--navy);color:#fff;padding:18px max(22px,calc((100vw - 1040px)/2));display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;font-weight:800}.mark{display:grid;place-items:center;width:38px;height:38px;border:2px solid var(--gold);border-radius:10px;color:var(--gold);font-family:Georgia,serif}.site-header nav{display:flex;gap:18px;flex-wrap:wrap}.site-header nav a{color:#e8edf8;text-decoration:none;font-size:.9rem}.hero{background:linear-gradient(135deg,var(--navy),#173b7e);color:#fff;padding:88px 22px}.hero-inner,.content,.cards{width:min(1040px,100%);margin:auto}.hero h1{font-size:clamp(2.35rem,6vw,4.4rem);line-height:1.04;letter-spacing:-.045em;margin:0 0 18px}.hero p{max-width:720px;color:#dce6fa;font-size:1.12rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding:60px 22px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 10px 30px rgba(16,38,84,.07)}.card h2{color:var(--navy);font-size:1.4rem;margin:0 0 12px}.card p{color:var(--muted)}.button{display:inline-block;background:var(--gold);color:var(--navy);font-weight:800;text-decoration:none;padding:11px 16px;border-radius:9px}.legal-wrap{width:min(900px,calc(100% - 36px));margin:54px auto 80px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(24px,5vw,58px);box-shadow:0 12px 34px rgba(16,38,84,.06)}.legal-wrap h1{font-size:clamp(2rem,5vw,3.2rem);line-height:1.1;color:var(--navy);margin:0 0 12px}.legal-wrap h2{font-size:1.5rem;color:var(--navy);margin-top:34px}.legal-wrap h3{color:var(--navy);margin-top:25px}.legal-wrap p,.legal-wrap li{font-size:1rem}.legal-wrap ul,.legal-wrap ol{padding-left:24px}.updated{color:var(--muted);margin-bottom:35px}.back{display:inline-block;margin-bottom:24px;text-decoration:none;font-weight:750}.site-footer{background:#0b1936;color:#dbe3f2;padding:34px 22px;text-align:center}.site-footer a{color:#fff}.notice{background:var(--cream);border-left:4px solid var(--gold);padding:16px 18px;border-radius:8px;margin:24px 0}@media(max-width:780px){.site-header{align-items:flex-start;flex-direction:column}.site-header nav{gap:10px 15px}.cards{grid-template-columns:1fr;padding-top:36px}.hero{padding:60px 22px}}